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HH223-18 - YEYANI MOYO vs ZB BANK LTD and SHERIFF OF THE HIGH COURT OF ZIMBABWE and TAMBANASHE ENTERPRISES PL and DOMINIC BENHURA and GOLD RECOVERY GROUP PL and PAUL DIAMOND

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Procedural Law-viz urgent chamber application re stay of execution.
Procedural Law-viz judicial sale in execution re dwelling house iro Rule 348A of the High Court Rules.
Procedural Law-viz urgent application re interim interdict pendente lite.
Procedural Law-viz judicial sale in execution re foreclosure proceedings iro Rule 348A of the High Court Rules.
Procedural Law-viz urgent chamber application re urgency iro time to act urgency.
Procedural Law-viz rules of evidence re documentary evidence.
Procedural Law-viz rules of evidence re unchallenged evidence.
Procedural Law-viz rules of evidence re undisputed averments.
Procedural Law-viz rules of evidence re uncontroverted submissions.
Procedural Law-viz urgent application re urgency iro material non-disclosures.

Urgency re: Approach iro Time, Consequent and Remedial Alternative Considerations of Urgency


The applicant invoked Rule 348A of the High Court Rules, 1971 to stop the sale in execution of a dwelling house scheduled for 16th March 2018 that was purportedly attached on the 28th of February 2018 by the second respondent acting under the instructions of the first respondent.

The attached property is a piece of land situate in the district of Salisbury called Stand Number 48 Emerald Hill Township 2 of Stand 26B Emerald Hill measuring 2,002 square metres.

This application was brought as an urgent chamber application seeking the following relief -

TERMS OF FINAL ORDER SOUGHT

That you show cause to the Honourable Court why a final order should not be made in the following terms -

1. The 2nd Respondent be and is hereby interdicted from selling the property belonging to the Applicant.

2. That 1st Respondent be and is hereby ordered to pay the costs of this suit at a higher scale.

INTERIM RELIEF GRANTED

Pending determination of this matter, the Applicant is granted the following relief -

3. That 2nd Respondent be and is hereby ordered to stay the execution scheduled for the 16th March 2018 pending the finalization of matter HC2454/18.

4. In the event that the 2nd Respondent has proceeded with execution scheduled for 16th March 2018, the 2nd Respondent be and is hereby ordered to cancel any other steps towards finalization of the matter pending finalization of matter HC2454/18.

SERVICE OF PROVISIONAL ORDER

This provisional order shall be served upon the Respondents by Applicant's legal practitioners.”...,.

At the hearing of the matter, the first respondent opposed the application. Counsel for the first respondent raised two major points in limine;

(i) The first point in limine was that the matter was not urgent as contemplated in the case of Kuvarega v Registrar General & Anor 1998 (1) ZLR 188 (H);...,.

As regards the first point, that this matter is not urgent, counsel for the first respondent submitted that the fact that the day of reckoning has arrived does not create urgency if the following is to be taken into account.

The first respondent obtained judgment against the applicant, third, fourth, fifth and sixth respondents on the 13th of May 2014 as per copy of which is attached hereto marked “A”. The first respondent then executed against the applicant's movables in April 2015 whereby a sum of US$37,477=96 was realized as more fully appears from annexure “B”. Thereafter, a nulla bona return was rendered as per annexure “C”. A writ of execution against immovable property, including the one in issue, was issued on the 29th of May 2015 as more fully appears from annexure “D”. The second respondent attached the property in issue at the Deeds Office and served a copy of a notice of attachment on the applicant as per annexures “E” and “F” in July 2015. Upon receipt of the notice of attachment, the applicant, Fred Moyo, and Dominic Benhura requested a meeting which was held at the first respondent's legal practitioners' offices in August 2015. They indicated that they were looking for investors for their mines and the first respondent agreed to suspend execution on condition that there was noticeable progress by the 30th of November 2015. Since then, no progress was made at all regarding the coming on board of investors and the first respondent resumed execution.

Therefore, the applicant has been aware of the attachment of the property in issue since July 2015 (more than two and half years ago) and did not take any action since then. For these reasons, this matter cannot be said to be urgent now and should be dismissed for want of urgency....,.

The first preliminary point has not been materially disputed. The facts as outlined by counsel for the respondents were not disputed either.

In my view, there has been material non-disclosure of material facts by the applicant in that the history of the matter, as outlined by counsel for the first respondent, were not disclosed. An impression had been created that the dwelling had been attached on the 28th of February 2018 by the second respondent and was due to be sold on the 16th of March 2018 - yet the attachment took place more than three years ago.

For these reasons, I agree with counsel for the first respondent that this application does not meet the requirements of urgency.

Urgency re: Ex Parte Applications, Proceedings Without Notice and Proceedings Founded Upon Material Non-Disclosures


The applicant invoked Rule 348A of the High Court Rules, 1971 to stop the sale in execution of a dwelling house scheduled for 16th March 2018 that was purportedly attached on the 28th of February 2018 by the second respondent acting under the instructions of the first respondent.

The attached property is a piece of land situate in the district of Salisbury called Stand Number 48 Emerald Hill Township 2 of Stand 26B Emerald Hill measuring 2,002 square metres.

This application was brought as an urgent chamber application seeking the following relief -

TERMS OF FINAL ORDER SOUGHT

That you show cause to the Honourable Court why a final order should not be made in the following terms -

1. The 2nd Respondent be and is hereby interdicted from selling the property belonging to the Applicant.

2. That 1st Respondent be and is hereby ordered to pay the costs of this suit at a higher scale.

INTERIM RELIEF GRANTED

Pending determination of this matter, the Applicant is granted the following relief -

3. That 2nd Respondent be and is hereby ordered to stay the execution scheduled for the 16th March 2018 pending the finalization of matter HC2454/18.

4. In the event that the 2nd Respondent has proceeded with execution scheduled for 16th March 2018, the 2nd Respondent be and is hereby ordered to cancel any other steps towards finalization of the matter pending finalization of matter HC2454/18.

SERVICE OF PROVISIONAL ORDER

This provisional order shall be served upon the Respondents by Applicant's legal practitioners.”...,.

At the hearing of the matter, the first respondent opposed the application. Counsel for the first respondent raised two major points in limine;

(i) The first point in limine was that the matter was not urgent as contemplated in the case of Kuvarega v Registrar General & Anor 1998 (1) ZLR 188 (H);...,.

As regards the first point, that this matter is not urgent, counsel for the first respondent submitted that the fact that the day of reckoning has arrived does not create urgency if the following is to be taken into account.

The first respondent obtained judgment against the applicant, third, fourth, fifth and sixth respondents on the 13th of May 2014 as per copy of which is attached hereto marked “A”. The first respondent then executed against the applicant's movables in April 2015 whereby a sum of US$37,477=96 was realized as more fully appears from annexure “B”. Thereafter, a nulla bona return was rendered as per annexure “C”. A writ of execution against immovable property, including the one in issue, was issued on the 29th of May 2015 as more fully appears from annexure “D”. The second respondent attached the property in issue at the Deeds Office and served a copy of a notice of attachment on the applicant as per annexures “E” and “F” in July 2015. Upon receipt of the notice of attachment, the applicant, Fred Moyo, and Dominic Benhura requested a meeting which was held at the first respondent's legal practitioners' offices in August 2015. They indicated that they were looking for investors for their mines and the first respondent agreed to suspend execution on condition that there was noticeable progress by the 30th of November 2015. Since then, no progress was made at all regarding the coming on board of investors and the first respondent resumed execution.

Therefore, the applicant has been aware of the attachment of the property in issue since July 2015 (more than two and half years ago) and did not take any action since then. For these reasons, this matter cannot be said to be urgent now and should be dismissed for want of urgency....,.

The first preliminary point has not been materially disputed. The facts as outlined by counsel for the respondents were not disputed either.

In my view, there has been material non-disclosure of material facts by the applicant in that the history of the matter, as outlined by counsel for the first respondent, were not disclosed. An impression had been created that the dwelling had been attached on the 28th of February 2018 by the second respondent and was due to be sold on the 16th of March 2018 - yet the attachment took place more than three years ago.

For these reasons, I agree with counsel for the first respondent that this application does not meet the requirements of urgency.

Interim Interdict Pendente Lite and Stay of Execution re: Approach


The applicant invoked Rule 348A of the High Court Rules, 1971 to stop the sale in execution of a dwelling house scheduled for 16th March 2018 that was purportedly attached on the 28th of February 2018 by the second respondent acting under the instructions of the first respondent.

The attached property is a piece of land situate in the district of Salisbury called Stand Number 48 Emerald Hill Township 2 of Stand 26B Emerald Hill measuring 2,002 square metres.

This application was brought as an urgent chamber application seeking the following relief -

TERMS OF FINAL ORDER SOUGHT

That you show cause to the Honourable Court why a final order should not be made in the following terms -

1. The 2nd Respondent be and is hereby interdicted from selling the property belonging to the Applicant.

2. That 1st Respondent be and is hereby ordered to pay the costs of this suit at a higher scale.

INTERIM RELIEF GRANTED

Pending determination of this matter, the Applicant is granted the following relief -

3. That 2nd Respondent be and is hereby ordered to stay the execution scheduled for the 16th March 2018 pending the finalization of matter HC2454/18.

4. In the event that the 2nd Respondent has proceeded with execution scheduled for 16th March 2018, the 2nd Respondent be and is hereby ordered to cancel any other steps towards finalization of the matter pending finalization of matter HC2454/18.

SERVICE OF PROVISIONAL ORDER

This provisional order shall be served upon the Respondents by Applicant's legal practitioners.”

At the hearing of the matter, the first respondent opposed the application. Counsel for the first respondent raised two major points in limine;

(i) The first point in limine was that the matter was not urgent as contemplated in the case of Kuvarega v Registrar General & Anor 1998 (1) ZLR 188 (H); and

(ii) The second preliminary point was that this application is purported to be in terms of Rule 348A yet it is an application for stay of execution.

As regards the first point, that this matter is not urgent, counsel for the first respondent submitted that the fact that the day of reckoning has arrived does not create urgency if the following is to be taken into account.

The first respondent obtained judgment against the applicant, third, fourth, fifth and sixth respondents on the 13th of May 2014 as per copy of which is attached hereto marked “A”. The first respondent then executed against the applicant's movables in April 2015 whereby a sum of US$37,477=96 was realized as more fully appears from annexure “B”. Thereafter, a nulla bona return was rendered as per annexure “C”. A writ of execution against immovable property, including the one in issue, was issued on the 29th of May 2015 as more fully appears from annexure “D”. The second respondent attached the property in issue at the Deeds Office and served a copy of a notice of attachment on the applicant as per annexures “E” and “F” in July 2015. Upon receipt of the notice of attachment, the applicant, Fred Moyo, and Dominic Benhura requested a meeting which was held at the first respondent's legal practitioners' offices in August 2015. They indicated that they were looking for investors for their mines and the first respondent agreed to suspend execution on condition that there was noticeable progress by the 30th of November 2015. Since then, no progress was made at all regarding the coming on board of investors and the first respondent resumed execution.

Therefore, the applicant has been aware of the attachment of the property in issue since July 2015 (more than two and half years ago) and did not take any action since then. For these reasons, this matter cannot be said to be urgent now and should be dismissed for want of urgency.

On the second point, counsel for the first respondent submitted that this application has been brought as an urgent chamber application for stay of execution. He said even if it is taken as an application in terms of Rule 348A this application is fatally defective for a number of reasons;

(a) Firstly, an application in terms of Rule 348A should be in Form 45 yet this application does not follow that format and no hardship has been alleged in the founding affidavit.

(b) The application is, again, hopelessly out of time since it was supposed to have been made within 10 days from the date of attachment and is being made more than three years later and no application for condonation was made.

He therefore prayed that this application be dismissed without hearing the merits.

The first preliminary point has not been materially disputed. The facts as outlined by counsel for the respondents were not disputed either.

In my view, there has been material non-disclosure of material facts by the applicant in that the history of the matter, as outlined by counsel for the first respondent, were not disclosed. An impression had been created that the dwelling had been attached on the 28th of February 2018 by the second respondent and was due to be sold on the 16th of March 2018 - yet the attachment took place more than three years ago.

For these reasons, I agree with counsel for the first respondent that this application does not meet the requirements of urgency.

Even if I may be wrong to so hold, I am convinced that the mere mention of a dwelling house is neither here nor there because this application, which is purported to be an application in terms of Rule 348A, is fatally defective in that it does not comply with the Rules. The form in which it is brought is not in compliance with Form 45.

Deliberate failure to comply with the Rules is fatally defective.

In the circumstances, I will uphold the preliminary points and dismiss the application with costs.

IT IS ORDERED THAT:

1. The application is dismissed with costs.

Judicial Sale in Execution re: Approach, Suspension, Setting Aside, Foreclosure Proceedings and Forced Sales


The applicant invoked Rule 348A of the High Court Rules, 1971 to stop the sale in execution of a dwelling house scheduled for 16th March 2018 that was purportedly attached on the 28th of February 2018 by the second respondent acting under the instructions of the first respondent.

The attached property is a piece of land situate in the district of Salisbury called Stand Number 48 Emerald Hill Township 2 of Stand 26B Emerald Hill measuring 2,002 square metres.

This application was brought as an urgent chamber application seeking the following relief -

TERMS OF FINAL ORDER SOUGHT

That you show cause to the Honourable Court why a final order should not be made in the following terms -

1. The 2nd Respondent be and is hereby interdicted from selling the property belonging to the Applicant.

2. That 1st Respondent be and is hereby ordered to pay the costs of this suit at a higher scale.

INTERIM RELIEF GRANTED

Pending determination of this matter, the Applicant is granted the following relief -

3. That 2nd Respondent be and is hereby ordered to stay the execution scheduled for the 16th March 2018 pending the finalization of matter HC2454/18.

4. In the event that the 2nd Respondent has proceeded with execution scheduled for 16th March 2018, the 2nd Respondent be and is hereby ordered to cancel any other steps towards finalization of the matter pending finalization of matter HC2454/18.

SERVICE OF PROVISIONAL ORDER

This provisional order shall be served upon the Respondents by Applicant's legal practitioners.”

At the hearing of the matter, the first respondent opposed the application. Counsel for the first respondent raised two major points in limine;

(i) The first point in limine was that the matter was not urgent as contemplated in the case of Kuvarega v Registrar General & Anor 1998 (1) ZLR 188 (H); and

(ii) The second preliminary point was that this application is purported to be in terms of Rule 348A yet it is an application for stay of execution.

As regards the first point, that this matter is not urgent, counsel for the first respondent submitted that the fact that the day of reckoning has arrived does not create urgency if the following is to be taken into account.

The first respondent obtained judgment against the applicant, third, fourth, fifth and sixth respondents on the 13th of May 2014 as per copy of which is attached hereto marked “A”. The first respondent then executed against the applicant's movables in April 2015 whereby a sum of US$37,477=96 was realized as more fully appears from annexure “B”. Thereafter, a nulla bona return was rendered as per annexure “C”. A writ of execution against immovable property, including the one in issue, was issued on the 29th of May 2015 as more fully appears from annexure “D”. The second respondent attached the property in issue at the Deeds Office and served a copy of a notice of attachment on the applicant as per annexures “E” and “F” in July 2015. Upon receipt of the notice of attachment, the applicant, Fred Moyo, and Dominic Benhura requested a meeting which was held at the first respondent's legal practitioners' offices in August 2015. They indicated that they were looking for investors for their mines and the first respondent agreed to suspend execution on condition that there was noticeable progress by the 30th of November 2015. Since then, no progress was made at all regarding the coming on board of investors and the first respondent resumed execution.

Therefore, the applicant has been aware of the attachment of the property in issue since July 2015 (more than two and half years ago) and did not take any action since then. For these reasons, this matter cannot be said to be urgent now and should be dismissed for want of urgency.

On the second point, counsel for the first respondent submitted that this application has been brought as an urgent chamber application for stay of execution. He said even if it is taken as an application in terms of Rule 348A this application is fatally defective for a number of reasons;

(a) Firstly, an application in terms of Rule 348A should be in Form 45 yet this application does not follow that format and no hardship has been alleged in the founding affidavit.

(b) The application is, again, hopelessly out of time since it was supposed to have been made within 10 days from the date of attachment and is being made more than three years later and no application for condonation was made.

He therefore prayed that this application be dismissed without hearing the merits.

The first preliminary point has not been materially disputed. The facts as outlined by counsel for the respondents were not disputed either.

In my view, there has been material non-disclosure of material facts by the applicant in that the history of the matter, as outlined by counsel for the first respondent, were not disclosed. An impression had been created that the dwelling had been attached on the 28th of February 2018 by the second respondent and was due to be sold on the 16th of March 2018 - yet the attachment took place more than three years ago.

For these reasons, I agree with counsel for the first respondent that this application does not meet the requirements of urgency.

Even if I may be wrong to so hold, I am convinced that the mere mention of a dwelling house is neither here nor there because this application, which is purported to be an application in terms of Rule 348A, is fatally defective in that it does not comply with the Rules. The form in which it is brought is not in compliance with Form 45.

Deliberate failure to comply with the Rules is fatally defective.

In the circumstances, I will uphold the preliminary points and dismiss the application with costs.

IT IS ORDERED THAT:

1. The application is dismissed with costs.

Urgent Chamber Application

TAGU J: The applicant invoked Rule 348A of the High Court Rules 1971 to stop the sale in execution of a dwelling house scheduled for 16th March 2018 that was purportedly attached on the 28th of February 2018 by the second respondent acting under the instructions of the first respondent.

The attached property is a piece of land situate in the district of Salisbury called Stand Number 48 Emerald Hill Township 2 of Stand 26B Emerald Hill measuring 2,002 square metres.

This application was brought as an urgent chamber application seeking the following relief -

TERMS OF FINAL ORDER SOUGHT

That you show cause to the Honourable Court why a final order should not be made in the following terms -

1. The 2nd Respondent be and is hereby interdicted from selling the property belonging to the Applicant.

2. That 1st Respondent be and is hereby ordered to pay the costs of this suit at a higher scale.

INTERIM RELIEF GRANTED

Pending determination of this matter, the Applicant is granted the following relief -

3. That 2nd Respondent be and is hereby ordered to stay the execution scheduled for the 16th March 2018 pending the finalization of matter HC2454/18.

4. In the event that the 2nd Respondent has proceeded with execution scheduled for 16th March 2018 the 2nd Respondent be and is hereby ordered to cancel any other steps towards finalization of the matter pending finalization of matter HC2454/18.

SERVICE OF PROVISIONAL ORDER

This provisional order shall be served upon the Respondents by Applicant's legal practitioners.”

At the hearing of the matter the first respondent opposed the application.

Mr Mutero for the respondents raised two major points in limine;

(i) The first point in limine was that the matter was not urgent as contemplated in the case of Kuvarega v Registrar General & Anor 1998 (1) ZLR 188 (H); and

(ii) The second preliminary point was that this application is purported to be in terms of Rule 348A yet it is an application for stay of execution.

As regards the first point that this matter is not urgent Mr Mutero submitted that the fact that the day of reckoning has arrived does not create urgency if the following is to be taken into account. The first respondent obtained judgment against applicant, third, fourth, fifth and sixth respondents on the 13th of May 2014 as per copy of which is attached hereto marked “A”. The first respondent then executed against applicant's movables in April 2015 whereby a sum of US$37,477.96 was realized as more fully appears from annexure “B”. Thereafter, a nulla bona return was rendered as per annexure “C”. A Writ of Execution against immovable property including the one in issue was issued on the 29th of May 2015 as more fully appears from annexure “D”. The second respondent attached the property in issue at the Deeds Office and served a copy of a notice of attachment on applicant as per annexures “E” and “F” in July 2015. Upon receipt of the notice of attachment applicant, Fred Moyo and Dominic Benhura requested a meeting which was held at the first respondent's legal practitioners' offices in August 2015. They indicated that they were looking for investors for their mines and first respondent agreed to suspend execution on condition that there was noticeable progress by the 30th of November 2015. Since then no progress was made at all regarding the coming on board of investors and first respondent resumed execution.

Therefore, applicant has been aware of the attachment of the property in issue since July 2015 (more than two and half years ago) and did not take any action since then. For these reasons this matter cannot be said to be urgent now and should be dismissed for want of urgency.

On the second point Mr Mutero submitted that this application has been brought as an urgent chamber application for stay of execution. He said even if it is taken as an application in terms of Rule 348A this application is fatally defective for a number of reasons.

(a) Firstly, an application in terms of Rule 348A should be in Form 45 yet this application does not follow that format and no hardships has been alleged in the founding affidavit.

(b) The application is again hopelessly out of time since it was supposed to have been made within 10 days from the date of attachment and is being made more than three years later and no application for condonation was made.

He therefore prayed that this application be dismissed without hearing the merits.

The first preliminary point has not been materially disputed. The facts as outlined by Mr Mutero were not disputed either.

In my view there has been material non-disclosure of material facts by the applicant in that the history of the matter as outlined by Mr Mutero were not disclosed. An impression had been created that the dwelling had been attached on the 28th February 2018 by the second respondent and was due to be sold on the 16th March 2018 yet the attachment took place more than three years ago.

For these reasons I agree with Mr Mutero that this application does not meet the requirements of urgency.

Even if I may be wrong to so hold I am convinced that there mere mention of a dwelling house is neither here nor there because this application which is purported to be an application in terms of Rule 348A is fatally defective in that it does not comply with the Rules. The form in which it is brought is not in compliance with Form 45.

Deliberate failure to comply with the rules is fatally defective. In the circumstances I will uphold the preliminary points and dismiss the application with costs.

IT IS ORDERED THAT:

1. The application is dismissed with costs.









Mwonzora & Associates, applicant's legal practitioners

Sawyer Mkushi, 1st respondent's legal practitioners

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